Welcome to my Website!
Are you or someone you know buying and/or selling a home or relocating to our area? I am Focused on Results and here to help you every step of the way. My proven track record speaks for itself, I can help you sell your home for the most money typically in a very short period of time. If you are looking for a top sales agent, look no further. Are your needs to purchase a home? My keen negotiation skills will help you to get the best value as a savvy buyer. Also a Certified Relocation Specialist, as well as being Government Certified, your successful real estate transaction is my ultimate goal. I thrive on having happy customers, in fact most of my business comes from referrals from past clients.
I am honored to be a part of the Dave Ramsey ELP designates. I take his teachings to heart, have proven myself as Having the Heart of a Teacher, and live his wisdom daily.
Being designated as a CRS® REALTOR®, an honor granted to only the Top 3% of Agents Nationwide, I am also a Strategic Listing Specialist and Strategic Pricing Specialist, which helps me to better help you price and sell your home at the best possible price. I was also honored in 2016 with being in the Top 100 Agents Nationwide in my company, of which there were +44,000 agents. This further validates my focus and drive to be the best agent for all of my clients, providing the ultimate in Customer Service.
With my designation as an SRES® (Senior Residential Specialist) I am certified and cognizant of the special needs of aging in place and also moving to the next level. Rely on my expertise to help you or your loved ones with this service.
For 11+ years, I owned an Interior Design Studio where I designed and performed interior space planning for homes and businesses. This is a value-added service that I provide to my clients at no additional charge for light staging using their own items. Statistics show that a staged home sells for 17% more and in 83% less time than unstaged homes.
Buying a home is typically the biggest decision you'll ever make. Choosing the Right Agent, focused on Results, and Excellence in Customer Service with Value-Added Services, is what sets me apart from other agents.
My Customer Feedback speaks for itself, I work hard for my clients and customers to maintain that excellent standard! Delivering Outstanding Service to my clients has been and will always continue to be my Number One Goal.
Knowing and understanding the Triangle Real Estate market and the surrounding areas is my Expertise.
"Discover Professional, Personalized service as you are buying or selling your home. My Main Focus is on Customer Service and your needs will Always Come First.
Reap the benefits of having a QSC (Quality Service Certified) agent in your corner. My Goal is to provide excellent service to you on each and every transaction. I work for you!"
- Real Estate Broker; former owner of Upscale Interior Design Studio featuring High-End Products, Design and Staging services.
- Top Producing Selling and Listing Real Estate Agent.
*Ranked in the Top 100 REALTORS Nationwide out of 44,000+ agents in my company at the time
*Diamond Medallion Award for Excellence in Customer Service
*Platinum Elite Award for Excellence in Customer Service
*Top Sales Agent North Raleigh & Companywide
*Rising Star Award
- Dave Ramsey ELP Realtor®
- CRS - Top 3% of Agents Nationwide
- SRES - Senior Residential Specialist - assist senior clients and their families with aging in place and/or moving to appropriate homes
- Strategic Listing Specialist - provides the best marketing tools to gain the optimal exposure to get my clients' homes sold
- Strategic Pricing Specialist - gives my clients confidence that their agent has done extensive research to properly position their homes in the market for quick sales at the best prices
- Quality Service Certified
- Certified Relocation Specialist
- Government-Certified Specialist
Our Team, Mike Durham and Marianne Durham.
I will tailor your home search to match your needs and wants.
I am with you all the way through, 360 degrees of the circle! From first contact to closing!
Nervous about your property adventure? Don’t be. Whether you're getting ready to buy or sell, in the middle of it, or just looking for some answers, my top-notch skills ensure you get the best experience possible. It’s what I love to do.
Large or small, condo or mansion, we can find it and get it for you at the price that's right. Move-In ready? Fixer-uppers? Luxury? I can help with all of it. I always have a current list of available properties for you to check out.
With my background as CEO of an interior design studio, let me put my expertise to work for you. I will help you to stage your home to maximize exposure and realize the optimal profit when we sell your home!
Welcome to my Financial Tools Center. For answers to some of the most frequently asked financial questions, click below for helpful tools and calculators. Or contact me to discuss your needs in more detail.
Before you begin looking for a new homes, you should contact us to learn how to get pre-qualified and then, pre-approved for a mortgage.
Pre-qualification is the initial step toward obtaining a pre-approval. It simply means running what-if scenarios like how much a home would cost with a fixed rate as opposed to an adjustable rate mortgage.
A pre-qualification is a guideline that may help you determine a general price range you can afford, but a pre-approval is a firm number based on the lender’s analysis of your credit scores, assets, debt-to-income ratios, and other financial information.
To get pre-approved, you must provide your lender with personal information including your social security number, bank statements, debts, and obligations such as child support, so she can run a credit check.
Your pre-approval is the maximum you qualify to receive, but you can certainly spend less. Consider whether your maximum mortgage payment will fit comfortably into your current budget and future plans.
Your mortgage payment should be no more than 25 to 33 percent of your monthly gross income, and your total debt-to-income ratio should be less than 38 to 40 percent of your gross income.
Closing or settlement is the transfer of property from you to the buyer.We can explain what’s customary for closings, whether all parties are together at the closing table, or if you’ll have a separate settlement from the buyer.
Be prepared for a lot of paperwork. You'll be signing your name on a lot of documents during this process! Review the following points to help you prepare for your closing:
Ask your settlement agent for a copy of the closing costs before closing. This document is known as the closing disclosure or settlement sheet. It contains most of the charges you may be asked to pay.
When you receive an offer on your house, it is imperative that you review it carefully. The offer tells you the price the buyer is willing to pay and under what terms. We will review the offer with you. You may also wish to consult with an attorney before you sign it, and it becomes a contract of sale.
A good offer is close to the list price, sometimes exactly your asking price. That just means you priced your home correctly.
If the offer is less than you wanted, look at the contract as a whole. Perhaps the buyer is assuming some of the closing expenses. Consider possession and financing terms, as well. You can also consider splitting the difference.
Remember that time on the market to find another buyer is an additional expense.
Once you’ve read the offer, you have several choices.
Once you've signed an offer, you may accept a backup offer if that buyer clearly understands the house is under contract. The backup offer becomes effective only if the first offer falls through and the transaction fails.
An earnest money deposit will be held by a third party until an agreement is reached or there is a closing between you and the buyer. At that time, the money is usually credited to the buyer and applied to the down payment. Until you accept his or her offer, the buyer may withdraw the offer and get the earnest money back. On the other hand, if the buyer fails to follow through with the contract once it's accepted, you may be entitled to the earnest money. We can answer any questions you may have regarding earnest money.
As part of the real estate contract process, you must prove to the buyer that you have a clear title on the house - that you own the property, and there are no legal claims against it. Through a title search, proof is provided.
Be prepared to transfer ownership of the property with a deed. A deed is a legal document that transfers the title (or ownership rights) of the property to the new owner. Most buyers will require a general warranty deed, in which you guarantee that no one will bring a claim against the title.
Review the contract for special conditions requested by the buyer. A common condition is one in which the purchase of your home is contingent on the buyer selling his or her current home. The conditions may also be more specific, such as asking you to provide a survey of the property.
Although it may be dry reading, it is important to carefully read the contract and go over details with us. Read the fine print in your contract to understand the provisions (or ground rules) of who pays for what in the context of the sale. For instance, the contract should explain who is responsible if there is damage to the house after the contract is signed. The responsible party will want to insure the property through the transition. You or the buyer may add special provisions to the standard ones.
Does the refrigerator stay or go? How about the drapes in the formal living room? Double-check that everything you intend to sell with the house is listed accurately in the contract. This may include items such as fixtures, window treatments and appliances.
Closing or settlement is the ceremonial transfer of property from you to the buyer.
We can explain what’s customary for closings in your area, whether all parties are together at the closing table, or if you’ll have a separate settlement from the buyer.
Be prepared for a lot of paperwork. You'll be signing your name on a lot of documents during this process!
Review the following points to help you prepare for your closing:
Ask your settlement agent for a copy of the closing costs before closing. This document is known as the closing statement or settlement sheet. It contains most of the charges you may be asked to pay.
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10940 Raven Ridge Road, Raleigh, North Carolina 27614, United States
08:00 am – 06:00 pm
Are you looking to buy or sell a home? Here's a little background information on me, and how I work.
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